How to fill the gaps in health insurance

Whether you have individual or group health insurance, we have options to help you fill the gaps in your plan! 

If you or a family member have had an illness or accident, you know there are two things that are increasingly hard to come by: peace of mind and cash.  We have supplemental insurance plans from top companies like Aflac to help you out!  What is supplemental insurance?  Supplemental insurance, such as what Aflac offers, pays a cash benefit directly to you to cover expenses not covered by health insurance such as missed work, lodging, personal bills, etc.  The amount of cash and how it is paid out depends on the supplemental health insurance plan or policy you get.  Some popular supplemental health insurance policies are critical illness plans (which pay out when you're diagnosed with a major illness such as a cancer, heart attack, and more), accident plans (which pay out when you suffer an injury from any type of accident), and hospital indemnity plans (which pay out if you're ever hospitalized for any illness or accident).  See some real life stories of people protected with supplemental insurance plans. 

Now what if you lost your health insurance benefits all together because you've lost your job or moved to a new job with a waiting period to pick up benefits?  Did you know you can get short-term health insurance, which most of the time can be a better option than COBRA?  Short-term health insurance is a great and inexpensive plan that can fill in the gaps while you're waiting for your regular health insurance plan to begin.  Don't let you or your family go without this important coverage, and let us help you fill these gaps in coverage. 

One thing many people don't consider when traveling outside the U.S. is their health insurance.  Did you know your health insurance plan has some major limitations in coverage as soon as you leave the U.S.?  Let us help you out when you plan that family trip to Fiji with travel health insurance and trip interruption coverage.  Get coverage for emergency evacuation, non-emergency treatments, unexpected trip cancellation due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, and more.  Also if you plan on staying outside the U.S. for more than typically 90 days your current health plan won't cover anything, and we can help you with a global health insurance plan that will give you the proper coverage. 

Last but not least, have you considered your options with dental insurance?  Did you know that oral health plays a major role in your overall health?  Many people find themselves without good dental insurance, and often avoid getting their regular dental checkups done to avoid more serious problems.  Well what if you could get a good dental insurance plan that paid 100% of your preventative checkups, and would cost you less than paying a dentist cash for these visits?  Then along with that provide up to 70% coverage for basic procedures (fillings, extractions, etc), and 50% coverage for major procedures (root canals, crowns, etc). 

Call us today to discuss these options with you, or click here to get a quote now on any of these options or any of the other insurance products we offer!  Thanks again for your business!