Health insurance between jobs

Many people go between jobs with no health insurance.  There is a quick, inexpensive, and easy option called Short-term Health Insurance to solve this problem!

Click here to get an instant online quote!  If you decide to apply you can do it online, and just answer a couple health questions and your policy will start automatically.

For a better and less expensive option than COBRA, and a quick and easy option while you're waiting for your new health benefits to start with your new job you should look at short-term health insurance.  This is a great option anytime you need 6-12 months of health coverage that is very affordable and still provides good coverage.

An ideal time to consider short-term health insurance would be:
1. Between jobs
2. Waiting for empoyer benefits to begin (new hire waiting period)
3. Student or recent graduate
4. Without coverage temporarily due to job or life changes
5. Part-time, temporary, or seasonal employee waiting to pick up benefits
6. Retired or waiting for Medicare eligibility
 

Congress doesn't extend COBRA Tax Credit

Obama and Congress last year passed a 65% tax credit for anyone that involuntarily lost a job and elected COBRA.  So typically if you were healthy it was cheaper to get individual health insurance than stay on COBRA, but with the 65% tax credit many people elected COBRA to save on health premiums.  However the COBRA tax credit ENDED May 31st, and the new health legislation that was going to extend that exluded the COBRA tax credit extension. 

So if you loose a job now will you need to consider your options with your health insurance differently, but feel free to call us with any questions you may have, or to look at some options for you and your family if you've lost coverage or are between jobs.

Here is an article with more information about the COBRA tax credit not getting extended:
COBRA Tax Credit Subsity Running Out